Applying for a personal loan can be a smart way to handle unexpected expenses, fund big purchases, or consolidate debt. However, many people make mistakes during the process, which can lead to rejection or higher costs. If you’re planning to personal loan online apply, knowing these common mistakes can help you get approved faster and save money.

1. Not Checking Personal Loan Eligibility One of the biggest mistakes people make is applying without checking their personal loan eligibility. Each lender has specific requirements related to income, credit score, and employment. If you apply without meeting these criteria, your loan may get rejected, impacting your credit score. Always check the eligibility criteria before applying.

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