Atmospheric risk to human life, health and resources. From
ancient times the people have been dealing with losses, disasters and
accidents. There is no guarantee of what will happen in the future. People want
security for this. The introduction of insurance
for risk management and security dates back to the 1300's. As time has evolved
and new aspects have been added to the way of life, so has the attitude towards
insurance. There are two types of insurance. The first is life insurance, the second is general
insurance.